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New Hanover County · North Carolina

ZIP code 28449

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28449 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,017

ZCTA residents

Median income
$106,518

Household, past 12 months

Median home
$643,400

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28449 sits in New Hanover County, North Carolina and is home to 2,017 people. Median household income is $106,518, the median home is worth $643,400 and median gross rent is $1,356. 77.5% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
New Hanover County

FIPS 37129

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28449

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,017ZIP 28449 residents
Median household income
$106,518Past 12 months, inflation adjusted
Median home value
$643,400Owner-occupied units
Median gross rent
$1,356Rent plus utilities, monthly
Median age
57.2 yrsAll residents
Homeownership rate
77.5%Owner-occupied households

ZIP 28449 in context

How this area compares with national benchmarks.

ZIP 28449 is a small town in New Hanover County, North Carolina, with 2,017 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #594 of 853 ranked by population — larger than 30% of them. The median age here is 57.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 28449 earn a median of $106,518 a year, 35.6% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 28449 is valued at $643,400, 112.1% above the national figure, while median gross rent runs $1,356 a month, 3.6% below the national figure, or roughly $16,272 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 77.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 57.2 puts ZIP 28449 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 28449 in context

How 28449 sits inside New Hanover County and North Carolina.

ZIP 28449 is tabulated inside New Hanover County, North Carolina, one of 10 ZIP areas the Census publishes for that county and 853 across North Carolina. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 28449 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 28449 reports a median household income of $106,518, 32% above the $80,465 county median, and 70% above the $62,646 typical NC ZIP. Owner-occupied homes are valued at a median of $643,400, 82% above the county figure and 217% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,356 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Carolina charges 4.75% statewide, and local governments overlapping 28449 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 28449 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 28449

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
6.0×Home value ÷ household income
Est. mortgage
$3,338/mo20% down, 30-yr at 6.75%
Poverty rate
3.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28449 compares

ZIP 28449 against the median ZIP in New Hanover County and across North Carolina.

MeasureZIP 28449County medianState medianvs state
Median household income$106,518$80,465$62,646+70%
Median home value$643,400$353,100$203,100+217%
Median gross rent$1,356$1,381$941+44%
Population2,01728,4175,300-62%

Medians are computed across the 10 ZIP areas in New Hanover County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 93% of 766 state ZIPs

#51
Home value

above 99% of 763 state ZIPs

#7
Population

larger than 30% of 853 state ZIPs

#594

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28374Moore County$106,746$440,400$1,691
27615Wake County$107,051$441,100$1,533
27503Durham County$107,173$369,300—
27526Harnett County$105,055$372,300$1,591
27927Currituck County$104,808$609,600$1,368
28409New Hanover County$108,241$382,900$1,445

Nearby ZIP codes

Other ZIP codes filed under New Hanover County.

Adjacent ZIP Codes

Other ZIP codes in New Hanover County, North Carolina.

ZIP 28449 questions

Common questions about this ZIP code.

Where is ZIP code 28449?
ZIP 28449 lies mostly in New Hanover County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28449?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28449 expensive to live in?
Median rent runs $1,356 a month, about 15% of median household income, and the median home is worth $643,400 — +217% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28449, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.