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ZipNumbers

Scotland County · North Carolina

ZIP code 28396

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28396 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,384

ZCTA residents

Median income
$56,736

Household, past 12 months

Median home
$150,200

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28396 sits in Scotland County, North Carolina and is home to 2,384 people. Median household income is $56,736, the median home is worth $150,200 and median gross rent is $594. 73.4% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
Scotland County

FIPS 37165

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28396

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,384ZIP 28396 residents
Median household income
$56,736Past 12 months, inflation adjusted
Median home value
$150,200Owner-occupied units
Median gross rent
$594Rent plus utilities, monthly
Median age
53 yrsAll residents
Homeownership rate
73.4%Owner-occupied households

Sales tax in 28396

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$779/mo20% down, 30-yr at 6.75%
Poverty rate
8.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28396 compares

ZIP 28396 against the median ZIP in Scotland County and across North Carolina.

MeasureZIP 28396County medianState medianvs state
Median household income$56,736$44,362$62,646-9%
Median home value$150,200$99,000$203,100-26%
Median gross rent$594$766$941-37%
Population2,3842,3845,300-55%

Medians are computed across the 5 ZIP areas in Scotland County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 37% of 766 state ZIPs

#481
Home value

above 25% of 763 state ZIPs

#573
Population

larger than 34% of 853 state ZIPs

#562

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
27843Edgecombe County$56,726$94,300$769
27406Guilford County$56,748$191,800$1,103
27403Guilford County$56,722$218,600$998
28617Ashe County$56,667$198,700$743
28072Rowan County$56,814$187,300$617
28726Henderson County$56,638$178,600$945

Nearby ZIP codes

Other ZIP codes filed under Scotland County.

ZIP 28396 questions

Common questions about this ZIP code.

Where is ZIP code 28396?
ZIP 28396 lies mostly in Scotland County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28396?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28396 expensive to live in?
Median rent runs $594 a month, about 13% of median household income, and the median home is worth $150,200-26% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28396, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.