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Mecklenburg County · North Carolina

ZIP code 28210

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28210 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
47,537

ZCTA residents

Median income
$94,145

Household, past 12 months

Median home
$486,000

Owner-occupied value

Sales tax
7.25%

Combined state + local

Quick answer

ZIP 28210 sits in Mecklenburg County, North Carolina and is home to 47,537 people. Median household income is $94,145, the median home is worth $486,000 and median gross rent is $1,444. 55.2% of households own their home, and purchases are taxed at 7.25% combined.

County
Mecklenburg County

FIPS 37119

State
North Carolina (NC)

853 ZIPs covered

Area codes
704, 803, 980

NANPA codes serving this area

Metro area
Charlotte

Rate jurisdiction used for tax

The numbers for 28210

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
47,537ZIP 28210 residents
Median household income
$94,145Past 12 months, inflation adjusted
Median home value
$486,000Owner-occupied units
Median gross rent
$1,444Rent plus utilities, monthly
Median age
35.3 yrsAll residents
Homeownership rate
55.2%Owner-occupied households

ZIP 28210 in context

How this area compares with national benchmarks.

ZIP 28210 is a small city in Mecklenburg County, North Carolina, with 47,537 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #42 of 853 ranked by population — larger than 95% of them. The median age here is 35.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 28210 earn a median of $94,145 a year, 19.9% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 28210 is valued at $486,000, 60.2% above the national figure, while median gross rent runs $1,444 a month, 2.7% above the national figure, or roughly $17,328 across a full year. A household on the local median income would put about 18.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 55.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 28210 in context

How 28210 sits inside Mecklenburg County and North Carolina.

ZIP 28210 is tabulated inside Mecklenburg County, North Carolina, one of 34 ZIP areas the Census publishes for that county and 853 across North Carolina. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 28210 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 28210 reports a median household income of $94,145, 6% above the $89,207 county median, and 50% above the $62,646 typical NC ZIP. Owner-occupied homes are valued at a median of $486,000, 18% above the county figure and 139% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,444 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 28210 carries 7.25% at the register, assembled from the Charlotte jurisdiction stack: the North Carolina state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 28210 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 28210 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 28210

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%Charlotte jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

This ZIP falls inside the Charlotte rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
5.2×Home value ÷ household income
Est. mortgage
$2,522/mo20% down, 30-yr at 6.75%
Poverty rate
8.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28210 compares

ZIP 28210 against the median ZIP in Mecklenburg County and across North Carolina.

MeasureZIP 28210County medianState medianvs state
Median household income$94,145$89,207$62,646+50%
Median home value$486,000$410,800$203,100+139%
Median gross rent$1,444$1,587$941+53%
Population47,53734,6765,300+797%

Medians are computed across the 34 ZIP areas in Mecklenburg County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 89% of 766 state ZIPs

#81
Home value

above 95% of 763 state ZIPs

#38
Population

larger than 95% of 853 state ZIPs

#42

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
27947Currituck County$94,145$305,100—
27514Orange County$94,167$628,700$1,491
28411New Hanover County$94,200$363,600$1,685
27012Forsyth County$94,082$314,500$1,147
27455Guilford County$93,841$324,200$1,231
27006Davie County$94,477$319,700$1,025

Nearby ZIP codes

Other ZIP codes filed under Mecklenburg County.

Adjacent ZIP Codes

Other ZIP codes in Mecklenburg County, North Carolina.

ZIP 28210 questions

Common questions about this ZIP code.

Where is ZIP code 28210?
ZIP 28210 lies mostly in Mecklenburg County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28210?
Purchases are taxed at 7.25% combined, built from the Charlotte jurisdiction stack.
Is 28210 expensive to live in?
Median rent runs $1,444 a month, about 18% of median household income, and the median home is worth $486,000 — +139% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28210, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.