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Mecklenburg County · North Carolina

ZIP code 28216

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28216 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
54,052

ZCTA residents

Median income
$64,977

Household, past 12 months

Median home
$246,100

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28216 sits in Mecklenburg County, North Carolina and is home to 54,052 people. Median household income is $64,977, the median home is worth $246,100 and median gross rent is $1,464. 50.9% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
Mecklenburg County

FIPS 37119

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28216

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
54,052ZIP 28216 residents
Median household income
$64,977Past 12 months, inflation adjusted
Median home value
$246,100Owner-occupied units
Median gross rent
$1,464Rent plus utilities, monthly
Median age
35.6 yrsAll residents
Homeownership rate
50.9%Owner-occupied households

ZIP 28216 in context

How this area compares with national benchmarks.

ZIP 28216 is a small city in Mecklenburg County, North Carolina, with 54,052 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #25 of 853 ranked by population — larger than 97% of them. The median age here is 35.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 28216 earn a median of $64,977 a year, 17.3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 28216 is valued at $246,100, 18.9% below the national figure, while median gross rent runs $1,464 a month, 4.1% above the national figure, or roughly $17,568 across a full year. A household on the local median income would put about 27% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 50.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 28216 in context

How 28216 sits inside Mecklenburg County and North Carolina.

ZIP 28216 is tabulated inside Mecklenburg County, North Carolina, one of 34 ZIP areas the Census publishes for that county and 853 across North Carolina. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 28216 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 28216 reports a median household income of $64,977, 27% below the $89,207 county median, and 4% above the $62,646 typical NC ZIP. Owner-occupied homes are valued at a median of $246,100, 40% below the county figure and 21% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,464 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Carolina charges 4.75% statewide, and local governments overlapping 28216 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 28216 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 28216

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
27%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$1,277/mo20% down, 30-yr at 6.75%
Poverty rate
11.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28216 compares

ZIP 28216 against the median ZIP in Mecklenburg County and across North Carolina.

MeasureZIP 28216County medianState medianvs state
Median household income$64,977$89,207$62,646+4%
Median home value$246,100$410,800$203,100+21%
Median gross rent$1,464$1,587$941+56%
Population54,05234,6765,300+920%

Medians are computed across the 34 ZIP areas in Mecklenburg County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 54% of 766 state ZIPs

#353
Home value

above 64% of 763 state ZIPs

#273
Population

larger than 97% of 853 state ZIPs

#25

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28318Sampson County$64,984$118,300$765
28763Macon County$64,836$253,000$764
28679Watauga County$64,833$282,400$1,049
28478Pender County$64,830$168,700$751
28425Pender County$65,163$206,300$989
28348Cumberland County$65,213$203,700$1,111

Nearby ZIP codes

Other ZIP codes filed under Mecklenburg County.

Adjacent ZIP Codes

Other ZIP codes in Mecklenburg County, North Carolina.

ZIP 28216 questions

Common questions about this ZIP code.

Where is ZIP code 28216?
ZIP 28216 lies mostly in Mecklenburg County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28216?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28216 expensive to live in?
Median rent runs $1,464 a month, about 27% of median household income, and the median home is worth $246,100 — +21% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28216, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.