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Mecklenburg County · North Carolina

ZIP code 28269

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28269 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
80,396

ZCTA residents

Median income
$81,063

Household, past 12 months

Median home
$300,300

Owner-occupied value

Sales tax
7.25%

Combined state + local

Quick answer

ZIP 28269 sits in Mecklenburg County, North Carolina and is home to 80,396 people. Median household income is $81,063, the median home is worth $300,300 and median gross rent is $1,607. 62.5% of households own their home, and purchases are taxed at 7.25% combined.

County
Mecklenburg County

FIPS 37119

State
North Carolina (NC)

853 ZIPs covered

Area codes
704, 803, 980

NANPA codes serving this area

Metro area
Charlotte

Rate jurisdiction used for tax

The numbers for 28269

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
80,396ZIP 28269 residents
Median household income
$81,063Past 12 months, inflation adjusted
Median home value
$300,300Owner-occupied units
Median gross rent
$1,607Rent plus utilities, monthly
Median age
35.8 yrsAll residents
Homeownership rate
62.5%Owner-occupied households

ZIP 28269 in context

How this area compares with national benchmarks.

ZIP 28269 is a small city in Mecklenburg County, North Carolina, with 80,396 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #2 of 853 ranked by population — larger than 99% of them. The median age here is 35.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 28269 earn a median of $81,063 a year, 3.2% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 28269 is valued at $300,300, 1% below the national figure, while median gross rent runs $1,607 a month, 14.3% above the national figure, or roughly $19,284 across a full year. A household on the local median income would put about 23.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 62.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 28269 in context

How 28269 sits inside Mecklenburg County and North Carolina.

ZIP 28269 is tabulated inside Mecklenburg County, North Carolina, one of 34 ZIP areas the Census publishes for that county and 853 across North Carolina. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 28269 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 28269 reports a median household income of $81,063, 9% below the $89,207 county median, and 29% above the $62,646 typical NC ZIP. Owner-occupied homes are valued at a median of $300,300, 27% below the county figure and 48% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,607 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 28269 carries 7.25% at the register, assembled from the Charlotte jurisdiction stack: the North Carolina state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 28269 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 28269 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 28269

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%Charlotte jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

This ZIP falls inside the Charlotte rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,558/mo20% down, 30-yr at 6.75%
Poverty rate
8.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28269 compares

ZIP 28269 against the median ZIP in Mecklenburg County and across North Carolina.

MeasureZIP 28269County medianState medianvs state
Median household income$81,063$89,207$62,646+29%
Median home value$300,300$410,800$203,100+48%
Median gross rent$1,607$1,587$941+71%
Population80,39634,6765,300+1417%

Medians are computed across the 34 ZIP areas in Mecklenburg County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 80% of 766 state ZIPs

#154
Home value

above 76% of 763 state ZIPs

#181
Population

larger than 100% of 853 state ZIPs

#2

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28012Gaston County$81,057$324,400$1,288
28110Union County$81,221$302,600$1,313
27249Guilford County$81,250$220,100$840
28395Cumberland County$80,833$226,200$1,071
28729Henderson County$81,326$305,600$1,654
27212Caswell County$80,741$176,400$854

Nearby ZIP codes

Other ZIP codes filed under Mecklenburg County.

Adjacent ZIP Codes

Other ZIP codes in Mecklenburg County, North Carolina.

ZIP 28269 questions

Common questions about this ZIP code.

Where is ZIP code 28269?
ZIP 28269 lies mostly in Mecklenburg County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28269?
Purchases are taxed at 7.25% combined, built from the Charlotte jurisdiction stack.
Is 28269 expensive to live in?
Median rent runs $1,607 a month, about 24% of median household income, and the median home is worth $300,300 — +48% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28269, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.