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ZipNumbers

Mecklenburg County · North Carolina

ZIP code 28205

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28205 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
51,297

ZCTA residents

Median income
$72,479

Household, past 12 months

Median home
$410,800

Owner-occupied value

Sales tax
7.25%

Combined state + local

Quick answer

ZIP 28205 sits in Mecklenburg County, North Carolina and is home to 51,297 people. Median household income is $72,479, the median home is worth $410,800 and median gross rent is $1,376. 41.8% of households own their home, and purchases are taxed at 7.25% combined.

County
Mecklenburg County

FIPS 37119

State
North Carolina (NC)

853 ZIPs covered

Area codes
704, 803, 980

NANPA codes serving this area

Metro area
Charlotte

Rate jurisdiction used for tax

The numbers for 28205

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
51,297ZIP 28205 residents
Median household income
$72,479Past 12 months, inflation adjusted
Median home value
$410,800Owner-occupied units
Median gross rent
$1,376Rent plus utilities, monthly
Median age
34 yrsAll residents
Homeownership rate
41.8%Owner-occupied households

Sales tax in 28205

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%Charlotte jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

This ZIP falls inside the Charlotte rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
5.7×Home value ÷ household income
Est. mortgage
$2,132/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28205 compares

ZIP 28205 against the median ZIP in Mecklenburg County and across North Carolina.

MeasureZIP 28205County medianState medianvs state
Median household income$72,479$89,207$62,646+16%
Median home value$410,800$410,800$203,100+102%
Median gross rent$1,376$1,587$941+46%
Population51,29734,6765,300+868%

Medians are computed across the 34 ZIP areas in Mecklenburg County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 69% of 766 state ZIPs

#240
Home value

above 90% of 763 state ZIPs

#77
Population

larger than 96% of 853 state ZIPs

#31

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28385Sampson County$72,500$129,400$546
27707Durham County$72,432$371,500$1,364
28768Transylvania County$72,567$299,500$819
27568Johnston County$72,639$233,100$881
28778Buncombe County$72,717$273,800$1,004
27604Wake County$72,793$293,100$1,386

Nearby ZIP codes

Other ZIP codes filed under Mecklenburg County.

ZIP 28205 questions

Common questions about this ZIP code.

Where is ZIP code 28205?
ZIP 28205 lies mostly in Mecklenburg County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28205?
Purchases are taxed at 7.25% combined, built from the Charlotte jurisdiction stack.
Is 28205 expensive to live in?
Median rent runs $1,376 a month, about 23% of median household income, and the median home is worth $410,800+102% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28205, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.