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Rio Arriba County · New Mexico

ZIP code 87548

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87548 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
921

ZCTA residents

Median income
$68,750

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87548 sits in Rio Arriba County, New Mexico and is home to 921 people. Median household income is $68,750, the median home is worth — and median gross rent is —. 67.9% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
Rio Arriba County

FIPS 35039

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87548

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
921ZIP 87548 residents
Median household income
$68,750Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
32.5 yrsAll residents
Homeownership rate
67.9%Owner-occupied households

ZIP 87548 in context

How this area compares with national benchmarks.

ZIP 87548 is a very small community in Rio Arriba County, New Mexico, with 921 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #184 of 372 ranked by population — larger than 50% of them. The median age here is 32.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 87548 earn a median of $68,750 a year, 12.5% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 87548 is valued at not published, while median gross rent runs not published a month. 67.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 921 residents, a handful of survey responses moves every median on this page. Compare ZIP 87548 against its county rather than against national figures.

The Census withheld home value, gross rent for ZIP 87548 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 87548 in context

How 87548 sits inside Rio Arriba County and New Mexico.

ZIP 87548 is tabulated inside Rio Arriba County, New Mexico, one of 30 ZIP areas the Census publishes for that county and 372 across New Mexico. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 87548 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 87548 reports a median household income of $68,750, 18% above the $58,125 county median, and 29% above the $53,479 typical NM ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Mexico charges 4.875% statewide, and local governments overlapping 87548 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 87548 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 87548

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87548 compares

ZIP 87548 against the median ZIP in Rio Arriba County and across New Mexico.

MeasureZIP 87548County medianState medianvs state
Median household income$68,750$58,125$53,479+29%
Median home value—$257,000$177,700—
Median gross rent—$676$875—
Population921712903+2%

Medians are computed across the 30 ZIP areas in Rio Arriba County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 75% of 276 state ZIPs

#70
Home value

Not published

—
Population

larger than 51% of 372 state ZIPs

#184

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
87529Taos County$68,370$393,600$1,444
88008Doña Ana County$69,502$228,800$1,191
87112Bernalillo County$69,610$254,400$1,056
88316Lincoln County$67,788$164,800$963
87104Bernalillo County$67,714$300,000$1,022
87020Cibola County$67,511$154,900$741

Nearby ZIP codes

Other ZIP codes filed under Rio Arriba County.

Adjacent ZIP Codes

Other ZIP codes in Rio Arriba County, New Mexico.

ZIP 87548 questions

Common questions about this ZIP code.

Where is ZIP code 87548?
ZIP 87548 lies mostly in Rio Arriba County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87548?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87548 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87548, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.