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ZipNumbers

Rio Arriba County · New Mexico

ZIP code 87528

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87528 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,236

ZCTA residents

Median income
$45,313

Household, past 12 months

Median home
$65,300

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87528 sits in Rio Arriba County, New Mexico and is home to 3,236 people. Median household income is $45,313, the median home is worth $65,300 and median gross rent is $557. 61.8% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
Rio Arriba County

FIPS 35039

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87528

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,236ZIP 87528 residents
Median household income
$45,313Past 12 months, inflation adjusted
Median home value
$65,300Owner-occupied units
Median gross rent
$557Rent plus utilities, monthly
Median age
40.2 yrsAll residents
Homeownership rate
61.8%Owner-occupied households

Sales tax in 87528

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
1.4×Home value ÷ household income
Est. mortgage
$339/mo20% down, 30-yr at 6.75%
Poverty rate
13.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87528 compares

ZIP 87528 against the median ZIP in Rio Arriba County and across New Mexico.

MeasureZIP 87528County medianState medianvs state
Median household income$45,313$58,125$53,479-15%
Median home value$65,300$257,000$177,700-63%
Median gross rent$557$676$875-36%
Population3,236712903+258%

Medians are computed across the 30 ZIP areas in Rio Arriba County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 33% of 276 state ZIPs

#184
Home value

above 10% of 261 state ZIPs

#236
Population

larger than 74% of 372 state ZIPs

#95

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
87556Taos County$45,250$226,900
87323McKinley County$45,156$102,700$620
87010Santa Fe County$45,490$450,000$1,375
87943Sierra County$45,074
88415Union County$45,665$129,600$655
87935Sierra County$44,891$180,800$1,152

Nearby ZIP codes

Other ZIP codes filed under Rio Arriba County.

ZIP 87528 questions

Common questions about this ZIP code.

Where is ZIP code 87528?
ZIP 87528 lies mostly in Rio Arriba County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87528?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87528 expensive to live in?
Median rent runs $557 a month, about 15% of median household income, and the median home is worth $65,300-63% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87528, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.