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ZipNumbers

Somerset County · New Jersey

ZIP code 08821

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 08821 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
375

ZCTA residents

Median income
$122,857

Household, past 12 months

Median home
$446,700

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 08821 sits in Somerset County, New Jersey and is home to 375 people. Median household income is $122,857, the median home is worth $446,700 and median gross rent is . 88.6% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Somerset County

FIPS 34035

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 08821

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
375ZIP 08821 residents
Median household income
$122,857Past 12 months, inflation adjusted
Median home value
$446,700Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
40.6 yrsAll residents
Homeownership rate
88.6%Owner-occupied households

Sales tax in 08821

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$2,318/mo20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 08821 compares

ZIP 08821 against the median ZIP in Somerset County and across New Jersey.

MeasureZIP 08821County medianState medianvs state
Median household income$122,857$153,785$109,182+13%
Median home value$446,700$562,400$423,950+5%
Median gross rent$2,099$1,718
Population3757,56310,128-96%

Medians are computed across the 27 ZIP areas in Somerset County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 64% of 563 state ZIPs

#205
Home value

above 55% of 562 state ZIPs

#255
Population

larger than 8% of 598 state ZIPs

#553

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08690Mercer County$122,665$362,700$1,561
07086Hudson County$122,653$875,300$2,422
07066Union County$122,610$570,400$1,793
07825Warren County$123,355$410,700$1,692
07730Monmouth County$122,276$452,500$1,149
07764Monmouth County$123,661$631,300$1,936

Nearby ZIP codes

Other ZIP codes filed under Somerset County.

ZIP 08821 questions

Common questions about this ZIP code.

Where is ZIP code 08821?
ZIP 08821 lies mostly in Somerset County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 08821?
New Jersey charges 6.625% statewide.
Is 08821 expensive to live in?
Median rent runs a month, and the median home is worth $446,700+5% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 08821, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.