ZIP code 08821

ZIP 08821 is a very small community in Somerset County, New Jersey, with 375 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #553 of 598 ranked by population — larger than 7% of them. The median age here is 40.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08821 earn a median of $122,857 a year, 56.4% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 08821 is valued at $446,700, 47.2% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 375 residents, a handful of survey responses moves every median on this page. Compare ZIP 08821 against its county rather than against national figures.

The Census withheld gross rent for ZIP 08821 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 08821 is tabulated inside Somerset County, New Jersey, one of 27 ZIP areas the Census publishes for that county and 598 across New Jersey. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08821 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08821 reports a median household income of $122,857, 20% below the $153,785 county median, and 13% above the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $446,700, 21% below the county figure and 5% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08821.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08821 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.