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ZipNumbers

Somerset County · New Jersey

ZIP code 08869

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 08869 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,192

ZCTA residents

Median income
$103,699

Household, past 12 months

Median home
$449,200

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 08869 sits in Somerset County, New Jersey and is home to 8,192 people. Median household income is $103,699, the median home is worth $449,200 and median gross rent is $1,927. 53.4% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Somerset County

FIPS 34035

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 08869

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,192ZIP 08869 residents
Median household income
$103,699Past 12 months, inflation adjusted
Median home value
$449,200Owner-occupied units
Median gross rent
$1,927Rent plus utilities, monthly
Median age
43.1 yrsAll residents
Homeownership rate
53.4%Owner-occupied households

Sales tax in 08869

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
4.3×Home value ÷ household income
Est. mortgage
$2,331/mo20% down, 30-yr at 6.75%
Poverty rate
7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 08869 compares

ZIP 08869 against the median ZIP in Somerset County and across New Jersey.

MeasureZIP 08869County medianState medianvs state
Median household income$103,699$153,785$109,182-5%
Median home value$449,200$562,400$423,950+6%
Median gross rent$1,927$2,099$1,718+12%
Population8,1927,56310,128-19%

Medians are computed across the 27 ZIP areas in Somerset County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 41% of 563 state ZIPs

#331
Home value

above 55% of 562 state ZIPs

#251
Population

larger than 42% of 598 state ZIPs

#346

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08758Ocean County$103,877$455,900$1,239
08361Cumberland County$103,482$271,300$1,407
08317Atlantic County$103,945$301,400
07762Monmouth County$103,947$871,400$1,775
08723Ocean County$103,953$374,400$1,652
08225Atlantic County$104,042$275,900$1,554

Nearby ZIP codes

Other ZIP codes filed under Somerset County.

ZIP 08869 questions

Common questions about this ZIP code.

Where is ZIP code 08869?
ZIP 08869 lies mostly in Somerset County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 08869?
New Jersey charges 6.625% statewide.
Is 08869 expensive to live in?
Median rent runs $1,927 a month, about 22% of median household income, and the median home is worth $449,200+6% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 08869, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.