ZIP code 08823

ZIP 08823 is a mid-size town in Somerset County, New Jersey, with 8,873 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #327 of 598 ranked by population — larger than 45% of them. The median age here is 39.8 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 08823 earn a median of $109,182 a year, 39% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 08823 is valued at $279,400, 7.9% below the national figure, while median gross rent runs $2,242 a month, 59.5% above the national figure, or roughly $26,904 across a full year. A household on the local median income would put about 24.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 67% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 08823 is tabulated inside Somerset County, New Jersey, one of 27 ZIP areas the Census publishes for that county and 598 across New Jersey. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08823 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08823 reports a median household income of $109,182, 29% below the $153,785 county median, and close to the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $279,400, 50% below the county figure and 34% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,242 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08823.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08823 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.