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Cumberland County · New Jersey

ZIP code 08320

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 08320 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,065

ZCTA residents

Median income
—

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 08320 sits in Cumberland County, New Jersey and is home to 1,065 people. Median household income is —, the median home is worth — and median gross rent is —. — of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Cumberland County

FIPS 34011

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 08320

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,065ZIP 08320 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
41.2 yrsAll residents
Homeownership rate
—Owner-occupied households

ZIP 08320 in context

How this area compares with national benchmarks.

ZIP 08320 is a small town in Cumberland County, New Jersey, with 1,065 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #528 of 598 ranked by population — larger than 11% of them. The median age here is 41.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08320 earn a median of not published a year. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches an unpublished share of residents here.

The typical owner-occupied home in ZIP 08320 is valued at not published, while median gross rent runs not published a month. The homeownership rate is not published. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

The Census withheld household income, home value, gross rent, poverty rate for ZIP 08320 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 08320 in context

How 08320 sits inside Cumberland County and New Jersey.

ZIP 08320 is tabulated inside Cumberland County, New Jersey, one of 19 ZIP areas the Census publishes for that county and 598 across New Jersey. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08320 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08320 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08320.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08320 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 08320

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
—Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 08320 compares

ZIP 08320 against the median ZIP in Cumberland County and across New Jersey.

MeasureZIP 08320County medianState medianvs state
Median household income—$65,825$109,182—
Median home value—$198,950$423,950—
Median gross rent—$1,279$1,718—
Population1,06580110,128-89%

Medians are computed across the 19 ZIP areas in Cumberland County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

Not published

—
Home value

Not published

—
Population

larger than 12% of 598 state ZIPs

#528

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

Adjacent ZIP Codes

Other ZIP codes in Cumberland County, New Jersey.

ZIP 08320 questions

Common questions about this ZIP code.

Where is ZIP code 08320?
ZIP 08320 lies mostly in Cumberland County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 08320?
New Jersey charges 6.625% statewide.
Is 08320 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 08320, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.