ZIP code 08349

ZIP 08349 is a small town in Cumberland County, New Jersey, with 2,400 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #501 of 598 ranked by population — larger than 16% of them. The median age here is 37.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08349 earn a median of $55,893 a year, 28.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 08349 is valued at $124,600, 58.9% below the national figure, while median gross rent runs $1,670 a month, 18.8% above the national figure, or roughly $20,040 across a full year. A household on the local median income would put about 35.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 62.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

ZIP 08349 is the unusual combination of expensive to rent and cheap to buy: rent takes 35.9% of median income while homes cost only 2.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 08349 is tabulated inside Cumberland County, New Jersey, one of 19 ZIP areas the Census publishes for that county and 598 across New Jersey. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08349 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08349 reports a median household income of $55,893, 15% below the $65,825 county median, and 49% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $124,600, 37% below the county figure and 71% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,670 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08349.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08349 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.