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Atlantic County · New Jersey

ZIP code 08326

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 08326 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,430

ZCTA residents

Median income
$74,891

Household, past 12 months

Median home
$244,900

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 08326 sits in Atlantic County, New Jersey and is home to 1,430 people. Median household income is $74,891, the median home is worth $244,900 and median gross rent is $1,490. 73.9% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Atlantic County

FIPS 34001

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 08326

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,430ZIP 08326 residents
Median household income
$74,891Past 12 months, inflation adjusted
Median home value
$244,900Owner-occupied units
Median gross rent
$1,490Rent plus utilities, monthly
Median age
33.9 yrsAll residents
Homeownership rate
73.9%Owner-occupied households

ZIP 08326 in context

How this area compares with national benchmarks.

ZIP 08326 is a small town in Atlantic County, New Jersey, with 1,430 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #520 of 598 ranked by population — larger than 13% of them. The median age here is 33.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 08326 earn a median of $74,891 a year, 4.6% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 08326 is valued at $244,900, 19.3% below the national figure, while median gross rent runs $1,490 a month, 6% above the national figure, or roughly $17,880 across a full year. A household on the local median income would put about 23.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 73.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 08326 in context

How 08326 sits inside Atlantic County and New Jersey.

ZIP 08326 is tabulated inside Atlantic County, New Jersey, one of 25 ZIP areas the Census publishes for that county and 598 across New Jersey. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08326 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08326 reports a median household income of $74,891, 12% below the $84,630 county median, and 31% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $244,900, 12% below the county figure and 42% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,490 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08326.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08326 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 08326

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,271/mo20% down, 30-yr at 6.75%
Poverty rate
7.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 08326 compares

ZIP 08326 against the median ZIP in Atlantic County and across New Jersey.

MeasureZIP 08326County medianState medianvs state
Median household income$74,891$84,630$109,182-31%
Median home value$244,900$277,200$423,950-42%
Median gross rent$1,490$1,490$1,718-13%
Population1,4306,95410,128-86%

Medians are computed across the 25 ZIP areas in Atlantic County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 14% of 563 state ZIPs

#484
Home value

above 11% of 562 state ZIPs

#498
Population

larger than 13% of 598 state ZIPs

#520

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
08091Camden County$74,828$247,700$1,346
08031Camden County$74,812$216,500$1,141
08751Ocean County$75,000$583,000$1,437
08406Atlantic County$75,034$345,300$1,460
08740Ocean County$75,278$342,100$1,724
07756Monmouth County$74,410$764,200$1,212

Nearby ZIP codes

Other ZIP codes filed under Atlantic County.

Adjacent ZIP Codes

Other ZIP codes in Atlantic County, New Jersey.

ZIP 08326 questions

Common questions about this ZIP code.

Where is ZIP code 08326?
ZIP 08326 lies mostly in Atlantic County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 08326?
New Jersey charges 6.625% statewide.
Is 08326 expensive to live in?
Median rent runs $1,490 a month, about 24% of median household income, and the median home is worth $244,900 — -42% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 08326, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.