ZIP code 08260

ZIP 08260 is a mid-size town in Cape May County, New Jersey, with 12,913 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #253 of 598 ranked by population — larger than 57% of them. The median age here is 59.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 08260 earn a median of $71,549 a year, 8.9% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 12.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 08260 is valued at $441,300, 45.5% above the national figure, while median gross rent runs $1,182 a month, 15.9% below the national figure, or roughly $14,184 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 64% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 59.1 puts ZIP 08260 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 08260 is tabulated inside Cape May County, New Jersey, one of 16 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08260 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08260 reports a median household income of $71,549, 27% below the $98,346 county median, and 34% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $441,300, 4% above the county figure and 4% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,182 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08260.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08260 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.