
New Jersey · FIPS 34009
Cape May ZIP codes — Cape May County, New Jersey
Quick answer
Cape May County is home to 95,236 residents with a median household income of $88,046 and a median home value of $395,000. 79.3% of households own their home and 8.7% of residents live below the poverty line. Looking for a Cape May ZIP code? 16 ZIP code areas fall inside Cape May County, New Jersey, listed in full below.
- Population
- 95,236Cape May County residents
- Median household income
- $88,046Past 12 months, inflation adjusted
- Median home value
- $395,000Owner-occupied units
- Median gross rent
- $1,345Rent plus utilities, monthly
- Median age
- 51.4 yrsAll residents
- Homeownership rate
- 79.3%Owner-occupied households
Cape May County, NJ in context
How this area compares with national benchmarks.
Cape May County is a small city in New Jersey, with 95,236 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 51.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.
Households in Cape May County earn a median of $88,046 a year, 12.1% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 8.7% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Cape May County is valued at $395,000, 30.2% above the national figure, while median gross rent runs $1,345 a month, 4.3% below the national figure, or roughly $16,140 across a full year. A household on the local median income would put about 18.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 79.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
A median age of 51.4 puts Cape May County well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
ZIP codes in Cape May County
ZIP code tabulation areas whose land area falls mostly in Cape May County.
How to read this page
What these estimates cover.
Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Cities and towns in New Jersey
Largest Census places in New Jersey by population.
- Newark city 307,188
- Jersey City city 289,691
- Paterson city 157,660
- Elizabeth city 135,887
- Toms River CDP 93,915
- Trenton city 89,966
- Clifton city 89,247
- Camden city 71,471
- Bayonne city 70,468
- Lakewood CDP 69,884
- Passaic city 69,651
- East Orange city 69,183
Nearby counties
Other counties in New Jersey.
Frequently asked questions
Common questions about this area.
- What is the population of Cape May County?
- Cape May County has 95,236 residents on Census ACS 2019-2023 ACS 5-year estimates.
- What is the median household income in Cape May County?
- Median household income in Cape May County is $88,046 a year, 12.1% above the national figure of $78,538.
- How much does it cost to rent or buy in Cape May County?
- Median gross rent is $1,345 a month and the median home value is $395,000, so rent absorbs about 18.3% of median household income.
- Is Cape May County affordable compared with the rest of the US?
- Homes cost about 4.5× the local median income here versus roughly 3.9× nationally, so Cape May County is less affordable to buy in than the typical US market, and rent takes 18.3% of median income against the 30% cost-burden line.
- How current is this Cape May County data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.