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ZipNumbers

Cape May County · New Jersey

ZIP code 08226

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 08226 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,260

ZCTA residents

Median income
$101,782

Household, past 12 months

Median home
$719,100

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 08226 sits in Cape May County, New Jersey and is home to 11,260 people. Median household income is $101,782, the median home is worth $719,100 and median gross rent is $1,670. 72.4% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Cape May County

FIPS 34009

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 08226

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,260ZIP 08226 residents
Median household income
$101,782Past 12 months, inflation adjusted
Median home value
$719,100Owner-occupied units
Median gross rent
$1,670Rent plus utilities, monthly
Median age
57.3 yrsAll residents
Homeownership rate
72.4%Owner-occupied households

Sales tax in 08226

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
7.1×Home value ÷ household income
Est. mortgage
$3,731/mo20% down, 30-yr at 6.75%
Poverty rate
7.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 08226 compares

ZIP 08226 against the median ZIP in Cape May County and across New Jersey.

MeasureZIP 08226County medianState medianvs state
Median household income$101,782$98,346$109,182-7%
Median home value$719,100$424,100$423,950+70%
Median gross rent$1,670$1,538$1,718-3%
Population11,2604,04210,128+11%

Medians are computed across the 16 ZIP areas in Cape May County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 39% of 563 state ZIPs

#342
Home value

above 85% of 562 state ZIPs

#83
Population

larger than 53% of 598 state ZIPs

#279

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07850Morris County$101,765$387,100$1,711
08882Middlesex County$101,853$382,500$1,599
08753Ocean County$101,648$377,200$1,742
08009Camden County$101,964$291,500$1,392
08533Ocean County$101,982$471,500$1,662
08904Middlesex County$101,991$463,600$1,881

Nearby ZIP codes

Other ZIP codes filed under Cape May County.

ZIP 08226 questions

Common questions about this ZIP code.

Where is ZIP code 08226?
ZIP 08226 lies mostly in Cape May County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 08226?
New Jersey charges 6.625% statewide.
Is 08226 expensive to live in?
Median rent runs $1,670 a month, about 20% of median household income, and the median home is worth $719,100+70% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 08226, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.