ZIP code 07641

ZIP 07641 is a small town in Bergen County, New Jersey, with 3,321 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #475 of 598 ranked by population — larger than 20% of them. The median age here is 44.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 07641 earn a median of $227,841 a year, 190.1% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 3.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 07641 is valued at $815,300, 168.7% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 95.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

The Census withheld gross rent for ZIP 07641 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 07641 is tabulated inside Bergen County, New Jersey, one of 66 ZIP areas the Census publishes for that county and 598 across New Jersey. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07641 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07641 reports a median household income of $227,841, 67% above the $136,069 county median, and 109% above the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $815,300, 38% above the county figure and 92% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07641.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07641 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.