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Bergen County · New Jersey

ZIP code 07073

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 07073 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,154

ZCTA residents

Median income
$91,789

Household, past 12 months

Median home
$453,500

Owner-occupied value

Sales tax
6.625%

New Jersey state rate

Quick answer

ZIP 07073 sits in Bergen County, New Jersey and is home to 10,154 people. Median household income is $91,789, the median home is worth $453,500 and median gross rent is $1,867. 35.7% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).

County
Bergen County

FIPS 34003

State
New Jersey (NJ)

598 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 07073

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,154ZIP 07073 residents
Median household income
$91,789Past 12 months, inflation adjusted
Median home value
$453,500Owner-occupied units
Median gross rent
$1,867Rent plus utilities, monthly
Median age
36.5 yrsAll residents
Homeownership rate
35.7%Owner-occupied households

ZIP 07073 in context

How this area compares with national benchmarks.

ZIP 07073 is a mid-size town in Bergen County, New Jersey, with 10,154 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #299 of 598 ranked by population — larger than 50% of them. The median age here is 36.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 07073 earn a median of $91,789 a year, 16.9% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 07073 is valued at $453,500, 49.5% above the national figure, while median gross rent runs $1,867 a month, 32.8% above the national figure, or roughly $22,404 across a full year. A household on the local median income would put about 24.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 35.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 07073 in context

How 07073 sits inside Bergen County and New Jersey.

ZIP 07073 is tabulated inside Bergen County, New Jersey, one of 66 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07073 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 07073 reports a median household income of $91,789, 33% below the $136,069 county median, and 16% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $453,500, 23% below the county figure and 7% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,867 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07073.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07073 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 07073

What a purchase inside this ZIP costs at checkout.

Rate applied
6.625%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$66Before any exemptions

New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$2,353/mo20% down, 30-yr at 6.75%
Poverty rate
7.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 07073 compares

ZIP 07073 against the median ZIP in Bergen County and across New Jersey.

MeasureZIP 07073County medianState medianvs state
Median household income$91,789$136,069$109,182-16%
Median home value$453,500$588,800$423,950+7%
Median gross rent$1,867$1,929$1,718+9%
Population10,15411,57610,128even

Medians are computed across the 66 ZIP areas in Bergen County and the 598 ZIP areas in New Jersey.

Statewide rank

Where this ZIP places among all 598 New Jersey ZIP areas.

Income

richer than 27% of 563 state ZIPs

#409
Home value

above 56% of 562 state ZIPs

#247
Population

larger than 50% of 598 state ZIPs

#299

Comparable ZIP codes

New Jersey ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
07088Union County$92,041$343,700$2,046
08094Gloucester County$92,125$260,200$1,420
08046Burlington County$91,447$240,000$1,941
08005Ocean County$92,548$356,200$1,949
08016Burlington County$92,560$308,000$1,343
07857Morris County$92,596$344,300$1,396

Nearby ZIP codes

Other ZIP codes filed under Bergen County.

Adjacent ZIP Codes

Other ZIP codes in Bergen County, New Jersey.

ZIP 07073 questions

Common questions about this ZIP code.

Where is ZIP code 07073?
ZIP 07073 lies mostly in Bergen County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 07073?
New Jersey charges 6.625% statewide.
Is 07073 expensive to live in?
Median rent runs $1,867 a month, about 24% of median household income, and the median home is worth $453,500 — +7% against the typical New Jersey ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 07073, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.