
Bergen County · New Jersey
ZIP code 07436
- Population
- 12,676
- Median income
- $162,763
- Median home
- $566,900
- Sales tax
- 6.625%
ZCTA residents
Household, past 12 months
Owner-occupied value
New Jersey state rate
Quick answer
ZIP 07436 sits in Bergen County, New Jersey and is home to 12,676 people. Median household income is $162,763, the median home is worth $566,900 and median gross rent is $1,466. 91.8% of households own their home, and purchases are taxed at 6.625% (New Jersey state rate).
- County
- Bergen County
- State
- New Jersey (NJ)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 34003
598 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 07436
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 12,676ZIP 07436 residents
- Median household income
- $162,763Past 12 months, inflation adjusted
- Median home value
- $566,900Owner-occupied units
- Median gross rent
- $1,466Rent plus utilities, monthly
- Median age
- 41.9 yrsAll residents
- Homeownership rate
- 91.8%Owner-occupied households
ZIP 07436 in context
How this area compares with national benchmarks.
ZIP 07436 is a mid-size town in Bergen County, New Jersey, with 12,676 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #256 of 598 ranked by population — larger than 57% of them. The median age here is 41.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 07436 earn a median of $162,763 a year, 107.2% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 3.2% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 07436 is valued at $566,900, 86.8% above the national figure, while median gross rent runs $1,466 a month, 4.3% above the national figure, or roughly $17,592 across a full year. A household on the local median income would put about 10.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 91.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 07436 in context
How 07436 sits inside Bergen County and New Jersey.
ZIP 07436 is tabulated inside Bergen County, New Jersey, one of 66 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 07436 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 07436 reports a median household income of $162,763, 20% above the $136,069 county median, and 49% above the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $566,900, 4% below the county figure and 34% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,466 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 07436.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 07436 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 07436
What a purchase inside this ZIP costs at checkout.
New Jersey levies 6.625% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 07436 compares
ZIP 07436 against the median ZIP in Bergen County and across New Jersey.
| Measure | ZIP 07436 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $162,763 | $136,069 | $109,182 | +49% |
| Median home value | $566,900 | $588,800 | $423,950 | +34% |
| Median gross rent | $1,466 | $1,929 | $1,718 | -15% |
| Population | 12,676 | 11,576 | 10,128 | +25% |
Medians are computed across the 66 ZIP areas in Bergen County and the 598 ZIP areas in New Jersey.
Statewide rank
Where this ZIP places among all 598 New Jersey ZIP areas.
- Income
- #92
- Home value
- #162
- Population
- #256
richer than 84% of 563 state ZIPs
above 71% of 562 state ZIPs
larger than 57% of 598 state ZIPs
Comparable ZIP codes
New Jersey ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Bergen County.
Adjacent ZIP Codes
Other ZIP codes in Bergen County, New Jersey.
ZIP 07436 questions
Common questions about this ZIP code.
- Where is ZIP code 07436?
- ZIP 07436 lies mostly in Bergen County, New Jersey. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 07436?
- New Jersey charges 6.625% statewide.
- Is 07436 expensive to live in?
- Median rent runs $1,466 a month, about 11% of median household income, and the median home is worth $566,900 — +34% against the typical New Jersey ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- New Jersey Division of Taxation — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.