ZIP code 64123

ZIP 64123 is a mid-size town in Jackson County, Missouri, with 11,130 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #174 of 1,035 ranked by population — larger than 83% of them. The median age here is 33.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 64123 earn a median of $46,764 a year, 40.5% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 15.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 64123 is valued at $111,100, 63.4% below the national figure, while median gross rent runs $961 a month, 31.7% below the national figure, or roughly $11,532 across a full year. A household on the local median income would put about 24.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 63.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 64123 is tabulated inside Jackson County, Missouri, one of 56 ZIP areas the Census publishes for that county and 1,035 across Missouri. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 64123 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 64123 reports a median household income of $46,764, 29% below the $66,126 county median, and 23% below the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $111,100, 49% below the county figure and 31% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $961 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 64123 carries 8.725% at the register, assembled from the Kansas City jurisdiction stack: the Missouri state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 64123 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 64123 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.