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ZipNumbers

Cedar County · Missouri

ZIP code 65785

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65785 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,538

ZCTA residents

Median income
$46,927

Household, past 12 months

Median home
$161,600

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65785 sits in Cedar County, Missouri and is home to 5,538 people. Median household income is $46,927, the median home is worth $161,600 and median gross rent is $774. 78.8% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Cedar County

FIPS 29039

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65785

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,538ZIP 65785 residents
Median household income
$46,927Past 12 months, inflation adjusted
Median home value
$161,600Owner-occupied units
Median gross rent
$774Rent plus utilities, monthly
Median age
49.4 yrsAll residents
Homeownership rate
78.8%Owner-occupied households

Sales tax in 65785

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$839/mo20% down, 30-yr at 6.75%
Poverty rate
10.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65785 compares

ZIP 65785 against the median ZIP in Cedar County and across Missouri.

MeasureZIP 65785County medianState medianvs state
Median household income$46,927$44,970$60,651-23%
Median home value$161,600$161,600$162,000even
Median gross rent$774$774$805-4%
Population5,5385,5381,453+281%

Medians are computed across the 3 ZIP areas in Cedar County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 18% of 958 state ZIPs

#782
Home value

above 50% of 933 state ZIPs

#471
Population

larger than 74% of 1,035 state ZIPs

#271

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
65349Saline County$46,875$93,800$559
64123Jackson County$46,764$111,100$961
64433Nodaway County$46,750$106,300
65534Pulaski County$46,682
63431Macon County$47,188
64125Jackson County$47,188$93,500$937

Nearby ZIP codes

Other ZIP codes filed under Cedar County.

ZIP 65785 questions

Common questions about this ZIP code.

Where is ZIP code 65785?
ZIP 65785 lies mostly in Cedar County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65785?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65785 expensive to live in?
Median rent runs $774 a month, about 20% of median household income, and the median home is worth $161,600even against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65785, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.