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ZipNumbers

Ramsey County · Minnesota

ZIP code 55107

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55107 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
15,533

ZCTA residents

Median income
$78,125

Household, past 12 months

Median home
$259,900

Owner-occupied value

Sales tax
9.875%

Combined state + local

Quick answer

ZIP 55107 sits in Ramsey County, Minnesota and is home to 15,533 people. Median household income is $78,125, the median home is worth $259,900 and median gross rent is $1,335. 60.5% of households own their home, and purchases are taxed at 9.875% combined.

County
Ramsey County

FIPS 27123

State
Minnesota (MN)

880 ZIPs covered

Area codes
218, 612, 651, 763, 952

NANPA codes serving this area

Metro area
St. Paul

Rate jurisdiction used for tax

The numbers for 55107

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
15,533ZIP 55107 residents
Median household income
$78,125Past 12 months, inflation adjusted
Median home value
$259,900Owner-occupied units
Median gross rent
$1,335Rent plus utilities, monthly
Median age
36 yrsAll residents
Homeownership rate
60.5%Owner-occupied households

Sales tax in 55107

What a purchase inside this ZIP costs at checkout.

Rate applied
9.875%St. Paul jurisdiction stack
Tax on $100
$10Rounded to the dollar
Tax on $1,000
$99Before any exemptions

This ZIP falls inside the St. Paul rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,349/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55107 compares

ZIP 55107 against the median ZIP in Ramsey County and across Minnesota.

MeasureZIP 55107County medianState medianvs state
Median household income$78,125$78,125$75,417+4%
Median home value$259,900$291,200$221,650+17%
Median gross rent$1,335$1,322$925+44%
Population15,53326,7851,800+763%

Medians are computed across the 20 ZIP areas in Ramsey County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 55% of 862 state ZIPs

#385
Home value

above 63% of 856 state ZIPs

#314
Population

larger than 85% of 880 state ZIPs

#129

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56090Blue Earth County$78,125$182,400$983
56358Kanabec County$78,125$240,100$1,214
55302Wright County$78,194$312,200$997
55924Dodge County$78,194$230,800$1,111
55407Hennepin County$78,206$317,000$1,219
55432Anoka County$77,985$278,600$1,308

Nearby ZIP codes

Other ZIP codes filed under Ramsey County.

ZIP 55107 questions

Common questions about this ZIP code.

Where is ZIP code 55107?
ZIP 55107 lies mostly in Ramsey County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55107?
Purchases are taxed at 9.875% combined, built from the St. Paul jurisdiction stack.
Is 55107 expensive to live in?
Median rent runs $1,335 a month, about 21% of median household income, and the median home is worth $259,900+17% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55107, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.