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ZipNumbers

Ramsey County · Minnesota

ZIP code 55102

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55102 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
19,565

ZCTA residents

Median income
$74,143

Household, past 12 months

Median home
$280,400

Owner-occupied value

Sales tax
9.875%

Combined state + local

Quick answer

ZIP 55102 sits in Ramsey County, Minnesota and is home to 19,565 people. Median household income is $74,143, the median home is worth $280,400 and median gross rent is $1,295. 46% of households own their home, and purchases are taxed at 9.875% combined.

County
Ramsey County

FIPS 27123

State
Minnesota (MN)

880 ZIPs covered

Area codes
218, 612, 651, 763, 952

NANPA codes serving this area

Metro area
St. Paul

Rate jurisdiction used for tax

The numbers for 55102

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
19,565ZIP 55102 residents
Median household income
$74,143Past 12 months, inflation adjusted
Median home value
$280,400Owner-occupied units
Median gross rent
$1,295Rent plus utilities, monthly
Median age
39.4 yrsAll residents
Homeownership rate
46%Owner-occupied households

Sales tax in 55102

What a purchase inside this ZIP costs at checkout.

Rate applied
9.875%St. Paul jurisdiction stack
Tax on $100
$10Rounded to the dollar
Tax on $1,000
$99Before any exemptions

This ZIP falls inside the St. Paul rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$1,455/mo20% down, 30-yr at 6.75%
Poverty rate
13.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55102 compares

ZIP 55102 against the median ZIP in Ramsey County and across Minnesota.

MeasureZIP 55102County medianState medianvs state
Median household income$74,143$78,125$75,417-2%
Median home value$280,400$291,200$221,650+27%
Median gross rent$1,295$1,322$925+40%
Population19,56526,7851,800+987%

Medians are computed across the 20 ZIP areas in Ramsey County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 47% of 862 state ZIPs

#453
Home value

above 71% of 856 state ZIPs

#249
Population

larger than 89% of 880 state ZIPs

#100

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56037Blue Earth County$74,167$239,000$819
56280Lincoln County$74,167$169,000$875
55329Meeker County$74,063$214,700$896
56444Crow Wing County$74,265$318,500$850
56623Lake of the Woods County$74,000$227,800$858
56253Kandiyohi County$73,984$195,600$765

Nearby ZIP codes

Other ZIP codes filed under Ramsey County.

ZIP 55102 questions

Common questions about this ZIP code.

Where is ZIP code 55102?
ZIP 55102 lies mostly in Ramsey County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55102?
Purchases are taxed at 9.875% combined, built from the St. Paul jurisdiction stack.
Is 55102 expensive to live in?
Median rent runs $1,295 a month, about 21% of median household income, and the median home is worth $280,400+27% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55102, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.