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ZipNumbers

Ramsey County · Minnesota

ZIP code 55101

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55101 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,937

ZCTA residents

Median income
$72,703

Household, past 12 months

Median home
$252,700

Owner-occupied value

Sales tax
9.875%

Combined state + local

Quick answer

ZIP 55101 sits in Ramsey County, Minnesota and is home to 7,937 people. Median household income is $72,703, the median home is worth $252,700 and median gross rent is $1,573. 22.9% of households own their home, and purchases are taxed at 9.875% combined.

County
Ramsey County

FIPS 27123

State
Minnesota (MN)

880 ZIPs covered

Area codes
218, 612, 651, 763, 952

NANPA codes serving this area

Metro area
St. Paul

Rate jurisdiction used for tax

The numbers for 55101

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,937ZIP 55101 residents
Median household income
$72,703Past 12 months, inflation adjusted
Median home value
$252,700Owner-occupied units
Median gross rent
$1,573Rent plus utilities, monthly
Median age
35.5 yrsAll residents
Homeownership rate
22.9%Owner-occupied households

Sales tax in 55101

What a purchase inside this ZIP costs at checkout.

Rate applied
9.875%St. Paul jurisdiction stack
Tax on $100
$10Rounded to the dollar
Tax on $1,000
$99Before any exemptions

This ZIP falls inside the St. Paul rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,311/mo20% down, 30-yr at 6.75%
Poverty rate
13.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55101 compares

ZIP 55101 against the median ZIP in Ramsey County and across Minnesota.

MeasureZIP 55101County medianState medianvs state
Median household income$72,703$78,125$75,417-4%
Median home value$252,700$291,200$221,650+14%
Median gross rent$1,573$1,322$925+70%
Population7,93726,7851,800+341%

Medians are computed across the 20 ZIP areas in Ramsey County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 44% of 862 state ZIPs

#487
Home value

above 62% of 856 state ZIPs

#326
Population

larger than 78% of 880 state ZIPs

#198

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56120Watonwan County$72,708$117,400$699
56544Becker County$72,742$235,900$882
55314Renville County$72,656$167,700$739
55964Wabasha County$72,765$241,900$777
56260Chippewa County$72,813$154,000$750
56715Red Lake County$72,813$162,500$429

Nearby ZIP codes

Other ZIP codes filed under Ramsey County.

ZIP 55101 questions

Common questions about this ZIP code.

Where is ZIP code 55101?
ZIP 55101 lies mostly in Ramsey County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55101?
Purchases are taxed at 9.875% combined, built from the St. Paul jurisdiction stack.
Is 55101 expensive to live in?
Median rent runs $1,573 a month, about 26% of median household income, and the median home is worth $252,700+14% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55101, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.