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ZipNumbers

Oakland County · Michigan

ZIP code 48220

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48220 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
21,502

ZCTA residents

Median income
$86,095

Household, past 12 months

Median home
$229,700

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48220 sits in Oakland County, Michigan and is home to 21,502 people. Median household income is $86,095, the median home is worth $229,700 and median gross rent is $1,191. 64.5% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Oakland County

FIPS 26125

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48220

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
21,502ZIP 48220 residents
Median household income
$86,095Past 12 months, inflation adjusted
Median home value
$229,700Owner-occupied units
Median gross rent
$1,191Rent plus utilities, monthly
Median age
35.5 yrsAll residents
Homeownership rate
64.5%Owner-occupied households

Sales tax in 48220

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$1,192/mo20% down, 30-yr at 6.75%
Poverty rate
10.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48220 compares

ZIP 48220 against the median ZIP in Oakland County and across Michigan.

MeasureZIP 48220County medianState medianvs state
Median household income$86,095$103,870$66,726+29%
Median home value$229,700$329,450$179,300+28%
Median gross rent$1,191$1,360$930+28%
Population21,50219,4974,540+374%

Medians are computed across the 68 ZIP areas in Oakland County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 80% of 963 state ZIPs

#191
Home value

above 70% of 961 state ZIPs

#289
Population

larger than 83% of 992 state ZIPs

#172

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48049St. Clair County$86,250$226,000$1,075
48873Ionia County$86,250$198,800$775
48177Monroe County$85,905$181,500
48836Livingston County$86,317$262,700$1,068
49456Ottawa County$85,807$294,500$1,184
49777Presque Isle County$85,781$220,700$867

Nearby ZIP codes

Other ZIP codes filed under Oakland County.

ZIP 48220 questions

Common questions about this ZIP code.

Where is ZIP code 48220?
ZIP 48220 lies mostly in Oakland County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48220?
Michigan charges 6% statewide.
Is 48220 expensive to live in?
Median rent runs $1,191 a month, about 17% of median household income, and the median home is worth $229,700+28% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48220, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.