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ZipNumbers

St. Clair County · Michigan

ZIP code 48049

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48049 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,485

ZCTA residents

Median income
$86,250

Household, past 12 months

Median home
$226,000

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48049 sits in St. Clair County, Michigan and is home to 5,485 people. Median household income is $86,250, the median home is worth $226,000 and median gross rent is $1,075. 89.6% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
St. Clair County

FIPS 26147

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48049

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,485ZIP 48049 residents
Median household income
$86,250Past 12 months, inflation adjusted
Median home value
$226,000Owner-occupied units
Median gross rent
$1,075Rent plus utilities, monthly
Median age
47.2 yrsAll residents
Homeownership rate
89.6%Owner-occupied households

Sales tax in 48049

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$1,173/mo20% down, 30-yr at 6.75%
Poverty rate
4.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48049 compares

ZIP 48049 against the median ZIP in St. Clair County and across Michigan.

MeasureZIP 48049County medianState medianvs state
Median household income$86,250$79,345$66,726+29%
Median home value$226,000$239,600$179,300+26%
Median gross rent$1,075$949$930+16%
Population5,4854,9804,540+21%

Medians are computed across the 21 ZIP areas in St. Clair County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 80% of 963 state ZIPs

#189
Home value

above 69% of 961 state ZIPs

#297
Population

larger than 54% of 992 state ZIPs

#460

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48873Ionia County$86,250$198,800$775
48836Livingston County$86,317$262,700$1,068
48220Oakland County$86,095$229,700$1,191
48073Oakland County$86,426$302,800$1,245
49024Kalamazoo County$86,427$248,700$1,208
48871Gratiot County$86,532$205,400$965

Nearby ZIP codes

Other ZIP codes filed under St. Clair County.

ZIP 48049 questions

Common questions about this ZIP code.

Where is ZIP code 48049?
ZIP 48049 lies mostly in St. Clair County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48049?
Michigan charges 6% statewide.
Is 48049 expensive to live in?
Median rent runs $1,075 a month, about 15% of median household income, and the median home is worth $226,000+26% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48049, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.