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ZipNumbers

Ottawa County · Michigan

ZIP code 49456

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49456 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
19,972

ZCTA residents

Median income
$85,807

Household, past 12 months

Median home
$294,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49456 sits in Ottawa County, Michigan and is home to 19,972 people. Median household income is $85,807, the median home is worth $294,500 and median gross rent is $1,184. 82.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Ottawa County

FIPS 26139

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49456

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
19,972ZIP 49456 residents
Median household income
$85,807Past 12 months, inflation adjusted
Median home value
$294,500Owner-occupied units
Median gross rent
$1,184Rent plus utilities, monthly
Median age
48.2 yrsAll residents
Homeownership rate
82.7%Owner-occupied households

Sales tax in 49456

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,528/mo20% down, 30-yr at 6.75%
Poverty rate
5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49456 compares

ZIP 49456 against the median ZIP in Ottawa County and across Michigan.

MeasureZIP 49456County medianState medianvs state
Median household income$85,807$84,476$66,726+29%
Median home value$294,500$281,950$179,300+64%
Median gross rent$1,184$1,125$930+27%
Population19,97214,4974,540+340%

Medians are computed across the 16 ZIP areas in Ottawa County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 80% of 963 state ZIPs

#193
Home value

above 85% of 961 state ZIPs

#142
Population

larger than 81% of 992 state ZIPs

#193

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49777Presque Isle County$85,781$220,700$867
48329Oakland County$85,777$245,800$1,323
49722Emmet County$85,714$496,400
48177Monroe County$85,905$181,500
48220Oakland County$86,095$229,700$1,191
48049St. Clair County$86,250$226,000$1,075

Nearby ZIP codes

Other ZIP codes filed under Ottawa County.

ZIP 49456 questions

Common questions about this ZIP code.

Where is ZIP code 49456?
ZIP 49456 lies mostly in Ottawa County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49456?
Michigan charges 6% statewide.
Is 49456 expensive to live in?
Median rent runs $1,184 a month, about 17% of median household income, and the median home is worth $294,500+64% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49456, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.