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Oakland County · Michigan

ZIP code 48237

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48237 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
29,370

ZCTA residents

Median income
$65,882

Household, past 12 months

Median home
$198,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48237 sits in Oakland County, Michigan and is home to 29,370 people. Median household income is $65,882, the median home is worth $198,500 and median gross rent is $1,354. 59.3% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Oakland County

FIPS 26125

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48237

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
29,370ZIP 48237 residents
Median household income
$65,882Past 12 months, inflation adjusted
Median home value
$198,500Owner-occupied units
Median gross rent
$1,354Rent plus utilities, monthly
Median age
37.9 yrsAll residents
Homeownership rate
59.3%Owner-occupied households

ZIP 48237 in context

How this area compares with national benchmarks.

ZIP 48237 is a small city in Oakland County, Michigan, with 29,370 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #91 of 992 ranked by population — larger than 90% of them. The median age here is 37.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48237 earn a median of $65,882 a year, 16.1% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 14.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 48237 is valued at $198,500, 34.6% below the national figure, while median gross rent runs $1,354 a month, 3.7% below the national figure, or roughly $16,248 across a full year. A household on the local median income would put about 24.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 59.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48237 in context

How 48237 sits inside Oakland County and Michigan.

ZIP 48237 is tabulated inside Oakland County, Michigan, one of 68 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48237 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48237 reports a median household income of $65,882, 37% below the $103,870 county median, and close to the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $198,500, 40% below the county figure and 11% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,354 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48237.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48237 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48237

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,030/mo20% down, 30-yr at 6.75%
Poverty rate
14.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48237 compares

ZIP 48237 against the median ZIP in Oakland County and across Michigan.

MeasureZIP 48237County medianState medianvs state
Median household income$65,882$103,870$66,726-1%
Median home value$198,500$329,450$179,300+11%
Median gross rent$1,354$1,360$930+46%
Population29,37019,4974,540+547%

Medians are computed across the 68 ZIP areas in Oakland County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 48% of 963 state ZIPs

#497
Home value

above 58% of 961 state ZIPs

#403
Population

larger than 91% of 992 state ZIPs

#91

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48133Monroe County$65,867$181,400$851
49837Delta County$65,905$145,300$782
49751Otsego County$65,833$175,500$863
49092Calhoun County$65,938$138,300$1,100
48726Tuscola County$65,788$121,300$788
49032St. Joseph County$65,781$160,100$791

Nearby ZIP codes

Other ZIP codes filed under Oakland County.

Adjacent ZIP Codes

Other ZIP codes in Oakland County, Michigan.

ZIP 48237 questions

Common questions about this ZIP code.

Where is ZIP code 48237?
ZIP 48237 lies mostly in Oakland County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48237?
Michigan charges 6% statewide.
Is 48237 expensive to live in?
Median rent runs $1,354 a month, about 25% of median household income, and the median home is worth $198,500 — +11% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48237, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.