Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Macomb County · Michigan

ZIP code 48051

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48051 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,716

ZCTA residents

Median income
$89,923

Household, past 12 months

Median home
$247,500

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48051 sits in Macomb County, Michigan and is home to 17,716 people. Median household income is $89,923, the median home is worth $247,500 and median gross rent is $1,064. 84.8% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Macomb County

FIPS 26099

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48051

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,716ZIP 48051 residents
Median household income
$89,923Past 12 months, inflation adjusted
Median home value
$247,500Owner-occupied units
Median gross rent
$1,064Rent plus utilities, monthly
Median age
40 yrsAll residents
Homeownership rate
84.8%Owner-occupied households

ZIP 48051 in context

How this area compares with national benchmarks.

ZIP 48051 is a mid-size town in Macomb County, Michigan, with 17,716 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #223 of 992 ranked by population — larger than 77% of them. The median age here is 40 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 48051 earn a median of $89,923 a year, 14.5% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 10.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 48051 is valued at $247,500, 18.4% below the national figure, while median gross rent runs $1,064 a month, 24.3% below the national figure, or roughly $12,768 across a full year. A household on the local median income would put about 14.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 48051 in context

How 48051 sits inside Macomb County and Michigan.

ZIP 48051 is tabulated inside Macomb County, Michigan, one of 36 ZIP areas the Census publishes for that county and 992 across Michigan. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 48051 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 48051 reports a median household income of $89,923, 17% above the $77,090 county median, and 35% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $247,500, close to the county figure and 38% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,064 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 48051.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 48051 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 48051

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,284/mo20% down, 30-yr at 6.75%
Poverty rate
10.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48051 compares

ZIP 48051 against the median ZIP in Macomb County and across Michigan.

MeasureZIP 48051County medianState medianvs state
Median household income$89,923$77,090$66,726+35%
Median home value$247,500$246,950$179,300+38%
Median gross rent$1,064$1,175$930+14%
Population17,71623,7814,540+290%

Medians are computed across the 36 ZIP areas in Macomb County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 84% of 963 state ZIPs

#156
Home value

above 75% of 961 state ZIPs

#236
Population

larger than 78% of 992 state ZIPs

#223

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48022St. Clair County$89,702$246,200$942
49272Jackson County$90,156$196,700—
49682Leelanau County$89,688$367,400$1,227
49670Leelanau County$90,170$455,600$1,375
49033Calhoun County$89,538$247,600$956
49270Monroe County$89,412$269,700$761

Nearby ZIP codes

Other ZIP codes filed under Macomb County.

Adjacent ZIP Codes

Other ZIP codes in Macomb County, Michigan.

ZIP 48051 questions

Common questions about this ZIP code.

Where is ZIP code 48051?
ZIP 48051 lies mostly in Macomb County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48051?
Michigan charges 6% statewide.
Is 48051 expensive to live in?
Median rent runs $1,064 a month, about 14% of median household income, and the median home is worth $247,500 — +38% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48051, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.