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ZipNumbers

Macomb County · Michigan

ZIP code 48045

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48045 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
24,118

ZCTA residents

Median income
$77,808

Household, past 12 months

Median home
$243,000

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48045 sits in Macomb County, Michigan and is home to 24,118 people. Median household income is $77,808, the median home is worth $243,000 and median gross rent is $1,085. 70.9% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Macomb County

FIPS 26099

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48045

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
24,118ZIP 48045 residents
Median household income
$77,808Past 12 months, inflation adjusted
Median home value
$243,000Owner-occupied units
Median gross rent
$1,085Rent plus utilities, monthly
Median age
45.1 yrsAll residents
Homeownership rate
70.9%Owner-occupied households

Sales tax in 48045

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,261/mo20% down, 30-yr at 6.75%
Poverty rate
12.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48045 compares

ZIP 48045 against the median ZIP in Macomb County and across Michigan.

MeasureZIP 48045County medianState medianvs state
Median household income$77,808$77,090$66,726+17%
Median home value$243,000$246,950$179,300+36%
Median gross rent$1,085$1,175$930+17%
Population24,11823,7814,540+431%

Medians are computed across the 36 ZIP areas in Macomb County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 69% of 963 state ZIPs

#296
Home value

above 73% of 961 state ZIPs

#257
Population

larger than 86% of 992 state ZIPs

#143

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48631Bay County$77,813$164,400$772
49126Berrien County$77,813$162,500$738
48310Macomb County$77,851$263,100$1,368
48320Oakland County$77,700$317,900$1,153
48642Midland County$77,690$194,100$1,100
49404Ottawa County$77,970$271,200$1,041

Nearby ZIP codes

Other ZIP codes filed under Macomb County.

ZIP 48045 questions

Common questions about this ZIP code.

Where is ZIP code 48045?
ZIP 48045 lies mostly in Macomb County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48045?
Michigan charges 6% statewide.
Is 48045 expensive to live in?
Median rent runs $1,085 a month, about 17% of median household income, and the median home is worth $243,000+36% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48045, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.