ZIP code 01012

ZIP 01012 is a very small community in Hampshire County, Massachusetts, with 387 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #498 of 539 ranked by population — larger than 7% of them. The median age here is 49.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 01012 earn a median of $75,526 a year, 3.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 10.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 01012 is valued at $350,000, 15.4% above the national figure, while median gross rent runs $895 a month, 36.3% below the national figure, or roughly $10,740 across a full year. A household on the local median income would put about 14.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 75.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 387 residents, a handful of survey responses moves every median on this page. Compare ZIP 01012 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 01012 is tabulated inside Hampshire County, Massachusetts, one of 26 ZIP areas the Census publishes for that county and 539 across Massachusetts. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 01012 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 01012 reports a median household income of $75,526, 18% below the $92,334 county median, and 30% below the $107,198 typical MA ZIP. Owner-occupied homes are valued at a median of $350,000, close to the county figure and 27% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $895 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Massachusetts charges 6.25% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 01012.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 01012 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.