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ZipNumbers

Hampshire County · Massachusetts

ZIP code 01039

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 01039 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,660

ZCTA residents

Median income
$115,114

Household, past 12 months

Median home
$413,800

Owner-occupied value

Sales tax
6.25%

Massachusetts state rate

Quick answer

ZIP 01039 sits in Hampshire County, Massachusetts and is home to 1,660 people. Median household income is $115,114, the median home is worth $413,800 and median gross rent is $1,513. 88% of households own their home, and purchases are taxed at 6.25% (Massachusetts state rate).

County
Hampshire County

FIPS 25015

State
Massachusetts (MA)

539 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 01039

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,660ZIP 01039 residents
Median household income
$115,114Past 12 months, inflation adjusted
Median home value
$413,800Owner-occupied units
Median gross rent
$1,513Rent plus utilities, monthly
Median age
53.1 yrsAll residents
Homeownership rate
88%Owner-occupied households

Sales tax in 01039

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Massachusetts levies 6.25% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$2,147/mo20% down, 30-yr at 6.75%
Poverty rate
4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 01039 compares

ZIP 01039 against the median ZIP in Hampshire County and across Massachusetts.

MeasureZIP 01039County medianState medianvs state
Median household income$115,114$92,334$107,198+7%
Median home value$413,800$350,200$481,450-14%
Median gross rent$1,513$1,281$1,591-5%
Population1,6602,5508,755-81%

Medians are computed across the 26 ZIP areas in Hampshire County and the 539 ZIP areas in Massachusetts.

Statewide rank

Where this ZIP places among all 539 Massachusetts ZIP areas.

Income

richer than 58% of 507 state ZIPs

#211
Home value

above 35% of 512 state ZIPs

#334
Population

larger than 18% of 539 state ZIPs

#441

Comparable ZIP codes

Massachusetts ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
01430Worcester County$115,146$369,700
01747Worcester County$115,216$456,000$1,819
02667Barnstable County$115,469$760,000$1,200
01529Worcester County$115,789$418,000$1,275
02364Plymouth County$115,863$562,000$1,157
01527Worcester County$116,000$415,600$1,507

Nearby ZIP codes

Other ZIP codes filed under Hampshire County.

ZIP 01039 questions

Common questions about this ZIP code.

Where is ZIP code 01039?
ZIP 01039 lies mostly in Hampshire County, Massachusetts. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 01039?
Massachusetts charges 6.25% statewide.
Is 01039 expensive to live in?
Median rent runs $1,513 a month, about 16% of median household income, and the median home is worth $413,800-14% against the typical Massachusetts ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 01039, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.