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ZipNumbers

Hampden County · Massachusetts

ZIP code 01020

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 01020 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
30,230

ZCTA residents

Median income
$70,971

Household, past 12 months

Median home
$259,100

Owner-occupied value

Sales tax
6.25%

Massachusetts state rate

Quick answer

ZIP 01020 sits in Hampden County, Massachusetts and is home to 30,230 people. Median household income is $70,971, the median home is worth $259,100 and median gross rent is $1,153. 59.7% of households own their home, and purchases are taxed at 6.25% (Massachusetts state rate).

County
Hampden County

FIPS 25013

State
Massachusetts (MA)

539 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 01020

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
30,230ZIP 01020 residents
Median household income
$70,971Past 12 months, inflation adjusted
Median home value
$259,100Owner-occupied units
Median gross rent
$1,153Rent plus utilities, monthly
Median age
43.8 yrsAll residents
Homeownership rate
59.7%Owner-occupied households

Sales tax in 01020

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Massachusetts levies 6.25% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,344/mo20% down, 30-yr at 6.75%
Poverty rate
14%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 01020 compares

ZIP 01020 against the median ZIP in Hampden County and across Massachusetts.

MeasureZIP 01020County medianState medianvs state
Median household income$70,971$82,364$107,198-34%
Median home value$259,100$275,400$481,450-46%
Median gross rent$1,153$1,129$1,591-28%
Population30,2309,2228,755+245%

Medians are computed across the 39 ZIP areas in Hampden County and the 539 ZIP areas in Massachusetts.

Statewide rank

Where this ZIP places among all 539 Massachusetts ZIP areas.

Income

richer than 13% of 507 state ZIPs

#439
Home value

above 6% of 512 state ZIPs

#480
Population

larger than 89% of 539 state ZIPs

#58

Comparable ZIP codes

Massachusetts ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
01092Worcester County$70,938$326,000$875
01082Hampshire County$71,023$271,200$1,049
01380Franklin County$70,893$129,200
02111Suffolk County$70,865$953,400$1,994
01009Hampden County$70,763$275,800$1,305
01585Worcester County$70,753$319,800$1,153

Nearby ZIP codes

Other ZIP codes filed under Hampden County.

ZIP 01020 questions

Common questions about this ZIP code.

Where is ZIP code 01020?
ZIP 01020 lies mostly in Hampden County, Massachusetts. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 01020?
Massachusetts charges 6.25% statewide.
Is 01020 expensive to live in?
Median rent runs $1,153 a month, about 19% of median household income, and the median home is worth $259,100-46% against the typical Massachusetts ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 01020, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.