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Queen Anne's County · Maryland

ZIP code 21623

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21623 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,482

ZCTA residents

Median income
$77,014

Household, past 12 months

Median home
$383,300

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21623 sits in Queen Anne's County, Maryland and is home to 2,482 people. Median household income is $77,014, the median home is worth $383,300 and median gross rent is $1,108. 84.8% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Queen Anne's County

FIPS 24035

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21623

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,482ZIP 21623 residents
Median household income
$77,014Past 12 months, inflation adjusted
Median home value
$383,300Owner-occupied units
Median gross rent
$1,108Rent plus utilities, monthly
Median age
35.9 yrsAll residents
Homeownership rate
84.8%Owner-occupied households

ZIP 21623 in context

How this area compares with national benchmarks.

ZIP 21623 is a small town in Queen Anne's County, Maryland, with 2,482 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #290 of 477 ranked by population — larger than 39% of them. The median age here is 35.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21623 earn a median of $77,014 a year, 1.9% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 21623 is valued at $383,300, 26.3% above the national figure, while median gross rent runs $1,108 a month, 21.2% below the national figure, or roughly $13,296 across a full year. A household on the local median income would put about 17.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 84.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 21623 in context

How 21623 sits inside Queen Anne's County and Maryland.

ZIP 21623 is tabulated inside Queen Anne's County, Maryland, one of 12 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21623 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21623 reports a median household income of $77,014, 23% below the $100,359 county median, and 26% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $383,300, 5% below the county figure and 4% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,108 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21623.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21623 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21623

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
5.0×Home value ÷ household income
Est. mortgage
$1,989/mo20% down, 30-yr at 6.75%
Poverty rate
7.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21623 compares

ZIP 21623 against the median ZIP in Queen Anne's County and across Maryland.

MeasureZIP 21623County medianState medianvs state
Median household income$77,014$100,359$104,338-26%
Median home value$383,300$405,100$401,000-4%
Median gross rent$1,108$1,637$1,600-31%
Population2,4822,2284,995-50%

Medians are computed across the 12 ZIP areas in Queen Anne's County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 21% of 428 state ZIPs

#337
Home value

above 45% of 425 state ZIPs

#232
Population

larger than 39% of 477 state ZIPs

#290

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21034Harford County$77,063$348,400$1,226
21660Caroline County$76,917$322,500$1,008
20903Montgomery County$77,349$467,900$1,831
21850Wicomico County$76,667$224,000$1,059
21903Cecil County$77,500$271,700$1,053
20743Prince George's County$76,332$317,100$1,614

Nearby ZIP codes

Other ZIP codes filed under Queen Anne's County.

Adjacent ZIP Codes

Other ZIP codes in Queen Anne's County, Maryland.

ZIP 21623 questions

Common questions about this ZIP code.

Where is ZIP code 21623?
ZIP 21623 lies mostly in Queen Anne's County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21623?
Maryland charges 6% statewide.
Is 21623 expensive to live in?
Median rent runs $1,108 a month, about 17% of median household income, and the median home is worth $383,300 — -4% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21623, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.