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ZipNumbers

Dorchester County · Maryland

ZIP code 21631

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21631 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,580

ZCTA residents

Median income
$69,095

Household, past 12 months

Median home
$307,800

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21631 sits in Dorchester County, Maryland and is home to 2,580 people. Median household income is $69,095, the median home is worth $307,800 and median gross rent is $1,528. 84.4% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Dorchester County

FIPS 24019

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21631

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,580ZIP 21631 residents
Median household income
$69,095Past 12 months, inflation adjusted
Median home value
$307,800Owner-occupied units
Median gross rent
$1,528Rent plus utilities, monthly
Median age
47.9 yrsAll residents
Homeownership rate
84.4%Owner-occupied households

Sales tax in 21631

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
27%Median rent ÷ median income
Price-to-income
4.5×Home value ÷ household income
Est. mortgage
$1,597/mo20% down, 30-yr at 6.75%
Poverty rate
6.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21631 compares

ZIP 21631 against the median ZIP in Dorchester County and across Maryland.

MeasureZIP 21631County medianState medianvs state
Median household income$69,095$68,611$104,338-34%
Median home value$307,800$247,600$401,000-23%
Median gross rent$1,528$1,135$1,600-4%
Population2,5803924,995-48%

Medians are computed across the 16 ZIP areas in Dorchester County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 15% of 428 state ZIPs

#363
Home value

above 28% of 425 state ZIPs

#305
Population

larger than 40% of 477 state ZIPs

#287

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21659Dorchester County$68,889$202,100$876
21804Wicomico County$68,882$230,200$1,343
21536Garrett County$69,677$202,800$649
20712Prince George's County$68,452$531,100$1,442
21521Garrett County$69,758$130,900$917
21622Dorchester County$69,792$247,600$3,501

Nearby ZIP codes

Other ZIP codes filed under Dorchester County.

ZIP 21631 questions

Common questions about this ZIP code.

Where is ZIP code 21631?
ZIP 21631 lies mostly in Dorchester County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21631?
Maryland charges 6% statewide.
Is 21631 expensive to live in?
Median rent runs $1,528 a month, about 27% of median household income, and the median home is worth $307,800-23% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21631, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.