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ZipNumbers

Queen Anne's County · Maryland

ZIP code 21638

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21638 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,068

ZCTA residents

Median income
$130,804

Household, past 12 months

Median home
$491,000

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21638 sits in Queen Anne's County, Maryland and is home to 5,068 people. Median household income is $130,804, the median home is worth $491,000 and median gross rent is $1,630. 82.7% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Queen Anne's County

FIPS 24035

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21638

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,068ZIP 21638 residents
Median household income
$130,804Past 12 months, inflation adjusted
Median home value
$491,000Owner-occupied units
Median gross rent
$1,630Rent plus utilities, monthly
Median age
45.8 yrsAll residents
Homeownership rate
82.7%Owner-occupied households

Sales tax in 21638

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$2,548/mo20% down, 30-yr at 6.75%
Poverty rate
8.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21638 compares

ZIP 21638 against the median ZIP in Queen Anne's County and across Maryland.

MeasureZIP 21638County medianState medianvs state
Median household income$130,804$100,359$104,338+25%
Median home value$491,000$405,100$401,000+22%
Median gross rent$1,630$1,637$1,600+2%
Population5,0682,2284,995+1%

Medians are computed across the 12 ZIP areas in Queen Anne's County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 72% of 428 state ZIPs

#119
Home value

above 71% of 425 state ZIPs

#122
Population

larger than 51% of 477 state ZIPs

#236

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
20765Anne Arundel County$131,023$480,600
21163Baltimore County$131,154$598,700$1,370
21666Queen Anne's County$130,426$478,500$1,755
20646Charles County$130,008$435,100$1,486
20723Howard County$129,870$508,000$1,986
20690St. Mary's County$129,236$558,900$1,490

Nearby ZIP codes

Other ZIP codes filed under Queen Anne's County.

ZIP 21638 questions

Common questions about this ZIP code.

Where is ZIP code 21638?
ZIP 21638 lies mostly in Queen Anne's County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21638?
Maryland charges 6% statewide.
Is 21638 expensive to live in?
Median rent runs $1,630 a month, about 15% of median household income, and the median home is worth $491,000+22% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21638, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.