ZIP code 21607

ZIP 21607 is a very small community in Queen Anne's County, Maryland, with 538 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #387 of 477 ranked by population — larger than 18% of them. The median age here is 54 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21607 earn a median of $88,702 a year, 12.9% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 3.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 21607 is valued at $405,100, 33.5% above the national figure, while median gross rent runs $1,637 a month, 16.4% above the national figure, or roughly $19,644 across a full year. A household on the local median income would put about 22.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 72% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 54 puts ZIP 21607 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 538 residents, a handful of survey responses moves every median on this page. Compare ZIP 21607 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 21607 is tabulated inside Queen Anne's County, Maryland, one of 12 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21607 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21607 reports a median household income of $88,702, 12% below the $100,359 county median, and 15% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $405,100, close to the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,637 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21607.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21607 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.