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ZipNumbers

Montgomery County · Maryland

ZIP code 20866

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 20866 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,499

ZCTA residents

Median income
$134,682

Household, past 12 months

Median home
$434,400

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 20866 sits in Montgomery County, Maryland and is home to 16,499 people. Median household income is $134,682, the median home is worth $434,400 and median gross rent is $2,203. 78.3% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Montgomery County

FIPS 24031

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 20866

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,499ZIP 20866 residents
Median household income
$134,682Past 12 months, inflation adjusted
Median home value
$434,400Owner-occupied units
Median gross rent
$2,203Rent plus utilities, monthly
Median age
38.1 yrsAll residents
Homeownership rate
78.3%Owner-occupied households

Sales tax in 20866

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$2,254/mo20% down, 30-yr at 6.75%
Poverty rate
6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 20866 compares

ZIP 20866 against the median ZIP in Montgomery County and across Maryland.

MeasureZIP 20866County medianState medianvs state
Median household income$134,682$149,055$104,338+29%
Median home value$434,400$668,200$401,000+8%
Median gross rent$2,203$2,045$1,600+38%
Population16,49918,1754,995+230%

Medians are computed across the 48 ZIP areas in Montgomery County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 76% of 428 state ZIPs

#104
Home value

above 59% of 425 state ZIPs

#174
Population

larger than 70% of 477 state ZIPs

#141

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21755Frederick County$134,677$493,700$1,268
21037Anne Arundel County$135,541$530,900$2,276
20772Prince George's County$135,576$443,500$2,045
21028Harford County$133,583$476,400$1,733
21111Baltimore County$135,781$585,400$1,458
20732Calvert County$135,925$426,300$1,578

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

ZIP 20866 questions

Common questions about this ZIP code.

Where is ZIP code 20866?
ZIP 20866 lies mostly in Montgomery County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 20866?
Maryland charges 6% statewide.
Is 20866 expensive to live in?
Median rent runs $2,203 a month, about 20% of median household income, and the median home is worth $434,400+8% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 20866, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.