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Lincoln County · Maine

ZIP code 04558

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04558 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
291

ZCTA residents

Median income
$81,103

Household, past 12 months

Median home
$428,200

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04558 sits in Lincoln County, Maine and is home to 291 people. Median household income is $81,103, the median home is worth $428,200 and median gross rent is —. 93.1% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Lincoln County

FIPS 23015

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04558

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
291ZIP 04558 residents
Median household income
$81,103Past 12 months, inflation adjusted
Median home value
$428,200Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
70.7 yrsAll residents
Homeownership rate
93.1%Owner-occupied households

ZIP 04558 in context

How this area compares with national benchmarks.

ZIP 04558 is a very small community in Lincoln County, Maine, with 291 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #371 of 427 ranked by population — larger than 13% of them. The median age here is 70.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04558 earn a median of $81,103 a year, 3.3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 10.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 04558 is valued at $428,200, 41.1% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 5.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 93.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 70.7 puts ZIP 04558 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 291 residents, a handful of survey responses moves every median on this page. Compare ZIP 04558 against its county rather than against national figures.

The Census withheld gross rent for ZIP 04558 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 04558 in context

How 04558 sits inside Lincoln County and Maine.

ZIP 04558 is tabulated inside Lincoln County, Maine, one of 27 ZIP areas the Census publishes for that county and 427 across Maine. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04558 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04558 reports a median household income of $81,103, close to the $81,103 county median, and 23% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $428,200, 18% above the county figure and 86% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04558.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04558 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04558

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
5.3×Home value ÷ household income
Est. mortgage
$2,222/mo20% down, 30-yr at 6.75%
Poverty rate
10.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04558 compares

ZIP 04558 against the median ZIP in Lincoln County and across Maine.

MeasureZIP 04558County medianState medianvs state
Median household income$81,103$81,103$65,739+23%
Median home value$428,200$361,850$230,650+86%
Median gross rent—$1,050$983—
Population2918511,489-80%

Medians are computed across the 27 ZIP areas in Lincoln County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 75% of 396 state ZIPs

#100
Home value

above 89% of 402 state ZIPs

#45
Population

larger than 13% of 427 state ZIPs

#371

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04042York County$81,250$306,900$1,142
04858Knox County$80,938$305,200$1,063
04083York County$81,299$249,300$1,210
04854Knox County$82,250$331,500$1,042
04086Sagadahoc County$82,356$327,700$1,191
04553Lincoln County$79,667$406,300$1,091

Nearby ZIP codes

Other ZIP codes filed under Lincoln County.

Adjacent ZIP Codes

Other ZIP codes in Lincoln County, Maine.

ZIP 04558 questions

Common questions about this ZIP code.

Where is ZIP code 04558?
ZIP 04558 lies mostly in Lincoln County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04558?
Maine charges 5.5% statewide.
Is 04558 expensive to live in?
Median rent runs — a month, and the median home is worth $428,200 — +86% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04558, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.