ZIP code 86431

ZIP 86431 is a very small community in Mohave County, Arizona, with 167 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #388 of 417 ranked by population — larger than 6% of them. The median age here is 76.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 86431 earn a median of $36,979 a year, 52.9% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 86431 is valued at $130,200, 57.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 76.4 puts ZIP 86431 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 167 residents, a handful of survey responses moves every median on this page. Compare ZIP 86431 against its county rather than against national figures.

The Census withheld gross rent for ZIP 86431 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 86431 is tabulated inside Mohave County, Arizona, one of 24 ZIP areas the Census publishes for that county and 417 across Arizona. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 86431 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 86431 reports a median household income of $36,979, 34% below the $56,385 county median, and 43% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $130,200, 38% below the county figure and 55% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 86431 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 86431 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.