ZIP code 86406

ZIP 86406 is a mid-size town in Mohave County, Arizona, with 24,587 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #132 of 417 ranked by population — larger than 68% of them. The median age here is 57.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 86406 earn a median of $74,171 a year, 5.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 86406 is valued at $434,700, 43.3% above the national figure, while median gross rent runs $1,311 a month, 6.8% below the national figure, or roughly $15,732 across a full year. A household on the local median income would put about 21.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 75.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 57.3 puts ZIP 86406 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 86406 is tabulated inside Mohave County, Arizona, one of 24 ZIP areas the Census publishes for that county and 417 across Arizona. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 86406 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 86406 reports a median household income of $74,171, 32% above the $56,385 county median, and 15% above the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $434,700, 106% above the county figure and 52% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,311 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 86406 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 86406 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.