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ZipNumbers

Apache County · Arizona

ZIP code 85940

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85940 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,278

ZCTA residents

Median income
$63,582

Household, past 12 months

Median home
$236,200

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 85940 sits in Apache County, Arizona and is home to 1,278 people. Median household income is $63,582, the median home is worth $236,200 and median gross rent is . 84.5% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Apache County

FIPS 04001

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 85940

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,278ZIP 85940 residents
Median household income
$63,582Past 12 months, inflation adjusted
Median home value
$236,200Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
57 yrsAll residents
Homeownership rate
84.5%Owner-occupied households

Sales tax in 85940

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,226/mo20% down, 30-yr at 6.75%
Poverty rate
21%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85940 compares

ZIP 85940 against the median ZIP in Apache County and across Arizona.

MeasureZIP 85940County medianState medianvs state
Median household income$63,582$31,602$64,475-1%
Median home value$236,200$49,500$286,800-18%
Median gross rent$636$1,231
Population1,2781,5878,403-85%

Medians are computed across the 29 ZIP areas in Apache County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 47% of 383 state ZIPs

#203
Home value

above 38% of 375 state ZIPs

#231
Population

larger than 22% of 417 state ZIPs

#326

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85051Maricopa County$63,665$288,300$1,256
85648Santa Cruz County$63,672$213,100$1,049
85201Maricopa County$63,725$292,600$1,349
85541Gila County$63,857$317,700$1,290
85534Greenlee County$63,929$158,300$576
85375Maricopa County$63,977$350,700$1,658

Nearby ZIP codes

Other ZIP codes filed under Apache County.

ZIP 85940 questions

Common questions about this ZIP code.

Where is ZIP code 85940?
ZIP 85940 lies mostly in Apache County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85940?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 85940 expensive to live in?
Median rent runs a month, and the median home is worth $236,200-18% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85940, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.