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ZipNumbers

Apache County · Arizona

ZIP code 86512

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 86512 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,391

ZCTA residents

Median income
$31,602

Household, past 12 months

Median home
$74,800

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 86512 sits in Apache County, Arizona and is home to 2,391 people. Median household income is $31,602, the median home is worth $74,800 and median gross rent is $614. 67.2% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Apache County

FIPS 04001

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 86512

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,391ZIP 86512 residents
Median household income
$31,602Past 12 months, inflation adjusted
Median home value
$74,800Owner-occupied units
Median gross rent
$614Rent plus utilities, monthly
Median age
32.8 yrsAll residents
Homeownership rate
67.2%Owner-occupied households

Sales tax in 86512

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$388/mo20% down, 30-yr at 6.75%
Poverty rate
41.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 86512 compares

ZIP 86512 against the median ZIP in Apache County and across Arizona.

MeasureZIP 86512County medianState medianvs state
Median household income$31,602$31,602$64,475-51%
Median home value$74,800$49,500$286,800-74%
Median gross rent$614$636$1,231-50%
Population2,3911,5878,403-72%

Medians are computed across the 29 ZIP areas in Apache County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 7% of 383 state ZIPs

#356
Home value

above 11% of 375 state ZIPs

#334
Population

larger than 34% of 417 state ZIPs

#277

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
86441Mohave County$31,553$92,700$1,115
85601Pima County$31,791$78,700
85554Gila County$31,324$279,900
85346La Paz County$31,179$78,800$682
86031Navajo County$30,699$71,800$867
85542Graham County$30,691$52,000$610

Nearby ZIP codes

Other ZIP codes filed under Apache County.

ZIP 86512 questions

Common questions about this ZIP code.

Where is ZIP code 86512?
ZIP 86512 lies mostly in Apache County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 86512?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 86512 expensive to live in?
Median rent runs $614 a month, about 23% of median household income, and the median home is worth $74,800-74% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 86512, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.