ZIP code 86507

ZIP 86507 is a small town in Apache County, Arizona, with 2,143 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #289 of 417 ranked by population — larger than 30% of them. The median age here is 31.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 86507 earn a median of $33,015 a year, 58% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 40.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 86507 is valued at $48,800, 83.9% below the national figure, while median gross rent runs $907 a month, 35.5% below the national figure, or roughly $10,884 across a full year. A household on the local median income would put about 33% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 88.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

ZIP 86507 is the unusual combination of expensive to rent and cheap to buy: rent takes 33% of median income while homes cost only 1.5× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 86507 is tabulated inside Apache County, Arizona, one of 29 ZIP areas the Census publishes for that county and 417 across Arizona. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 86507 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 86507 reports a median household income of $33,015, 4% above the $31,602 county median, and 49% below the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $48,800, close to the county figure and 83% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $907 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 86507 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 86507 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.