Skip to content
ZipNumbers

Pinal County · Arizona

ZIP code 85631

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85631 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,283

ZCTA residents

Median income
$47,969

Household, past 12 months

Median home
$112,900

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 85631 sits in Pinal County, Arizona and is home to 3,283 people. Median household income is $47,969, the median home is worth $112,900 and median gross rent is $740. 81.9% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Pinal County

FIPS 04021

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 85631

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,283ZIP 85631 residents
Median household income
$47,969Past 12 months, inflation adjusted
Median home value
$112,900Owner-occupied units
Median gross rent
$740Rent plus utilities, monthly
Median age
56.1 yrsAll residents
Homeownership rate
81.9%Owner-occupied households

Sales tax in 85631

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$586/mo20% down, 30-yr at 6.75%
Poverty rate
21.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85631 compares

ZIP 85631 against the median ZIP in Pinal County and across Arizona.

MeasureZIP 85631County medianState medianvs state
Median household income$47,969$68,458$64,475-26%
Median home value$112,900$243,700$286,800-61%
Median gross rent$740$1,244$1,231-40%
Population3,2838,8288,403-61%

Medians are computed across the 29 ZIP areas in Pinal County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 20% of 383 state ZIPs

#306
Home value

above 15% of 375 state ZIPs

#317
Population

larger than 38% of 417 state ZIPs

#260

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
86033Navajo County$47,973$38,300$738
85617Cochise County$47,837$121,900$567
85712Pima County$48,185$250,400$947
85605Cochise County$48,347$67,700$638
86409Mohave County$48,499$171,900$884
85301Maricopa County$47,422$218,100$1,189

Nearby ZIP codes

Other ZIP codes filed under Pinal County.

ZIP 85631 questions

Common questions about this ZIP code.

Where is ZIP code 85631?
ZIP 85631 lies mostly in Pinal County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85631?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 85631 expensive to live in?
Median rent runs $740 a month, about 19% of median household income, and the median home is worth $112,900-61% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85631, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.