Oldham ZIP codes — Oldham County, Kentucky

Oldham County is a small city in Kentucky, with 68,600 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 39.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Oldham County earn a median of $121,491 a year, 54.7% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Oldham County is valued at $375,000, 23.6% above the national figure, while median gross rent runs $1,142 a month, 18.8% below the national figure, or roughly $13,704 across a full year. A household on the local median income would put about 11.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.