
Kentucky · FIPS 21145
McCracken ZIP codes — McCracken County, Kentucky
Quick answer
McCracken County is home to 67,584 residents with a median household income of $62,385 and a median home value of $182,900. 67.4% of households own their home and 15.3% of residents live below the poverty line. Looking for a McCracken ZIP code? 3 ZIP code areas fall inside McCracken County, Kentucky, listed in full below.
- Population
- 67,584McCracken County residents
- Median household income
- $62,385Past 12 months, inflation adjusted
- Median home value
- $182,900Owner-occupied units
- Median gross rent
- $861Rent plus utilities, monthly
- Median age
- 42.4 yrsAll residents
- Homeownership rate
- 67.4%Owner-occupied households
McCracken County, KY in context
How this area compares with national benchmarks.
McCracken County is a small city in Kentucky, with 67,584 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 42.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.
Households in McCracken County earn a median of $62,385 a year, 20.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 15.3% of residents here, above the 12.4% national rate.
The typical owner-occupied home in McCracken County is valued at $182,900, 39.7% below the national figure, while median gross rent runs $861 a month, 38.8% below the national figure, or roughly $10,332 across a full year. A household on the local median income would put about 16.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 67.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
ZIP codes in McCracken County
ZIP code tabulation areas whose land area falls mostly in McCracken County.
How to read this page
What these estimates cover.
Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Cities and towns in Kentucky
Largest Census places in Kentucky by population.
- Louisville/Jefferson County metro government (balance) 627,210
- Lexington-Fayette urban county 321,122
- Bowling Green city 73,638
- Owensboro city 60,112
- Covington city 40,902
- Georgetown city 38,206
- Richmond city 35,498
- Florence city 32,334
- Elizabethtown city 31,870
- Nicholasville city 31,625
- Hopkinsville city 31,011
- Independence city 29,024
Nearby counties
Other counties in Kentucky.
Frequently asked questions
Common questions about this area.
- What is the population of McCracken County?
- McCracken County has 67,584 residents on Census ACS 2019-2023 ACS 5-year estimates.
- What is the median household income in McCracken County?
- Median household income in McCracken County is $62,385 a year, 20.6% below the national figure of $78,538.
- How much does it cost to rent or buy in McCracken County?
- Median gross rent is $861 a month and the median home value is $182,900, so rent absorbs about 16.6% of median household income.
- Is McCracken County affordable compared with the rest of the US?
- Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so McCracken County is more affordable to buy in than the typical US market, and rent takes 16.6% of median income against the 30% cost-burden line.
- How current is this McCracken County data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.