Chimney Rock Village, NC population, income and ZIP codes

Chimney Rock Village village is a very small community in North Carolina, with 131 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #739 of 777 ranked by population — larger than 4% of them. The median age here is 63.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Chimney Rock Village village earn a median of $67,656 a year, 13.9% below the national figure of $78,538 and 10% above the $61,228 median for the 459 North Carolina cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 15.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Chimney Rock Village village is valued at $361,100, 19% above the national figure and 64% above the $219,800 peer median, while median gross rent runs $1,317 a month, 6.3% below the national figure, or roughly $15,804 across a full year. A household on the local median income would put about 23.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 62.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 63.3 puts Chimney Rock Village village well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 131 residents, a handful of survey responses moves every median on this page. Compare Chimney Rock Village village against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.