Charlotte, NC population, income and ZIP codes

Charlotte city is a major city in North Carolina, with 886,283 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it first of 777 ranked by population. The median age here is 34.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Charlotte city earn a median of $78,438 a year, essentially level with the national figure of $78,538 and 28% above the $61,228 median for the 459 North Carolina cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Charlotte city is valued at $351,500, 15.9% above the national figure and 60% above the $219,800 peer median, while median gross rent runs $1,504 a month, 7% above the national figure, or roughly $18,048 across a full year. A household on the local median income would put about 23% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 51.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.